March 30, 2018 Comments Closed

Personal Finance Tips – Financial Goals In Your 30’s.

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There’s no doubt that reaching your 30’s is a big landmark for us all. Whilst some of us may have started a family, bought a house, or even started a new career, this decade of our life has a substantial financial impact for the years to come. For many individuals, our financial commitments have most…

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March 23, 2018 Comments Closed

Personal Finance Tips – Finance Goals For Your 20’s.

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There’s no question that your 20’s is a very unique period of your life. There’s a timid but gratifying feeling about becoming an adult, leaving home, and being financially independent. Whether you kicked off a career, a university degree, or spent time traveling abroad and gaining life experience, your 20’s is a crucial decade from…

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March 16, 2018 Comments Closed

How To Save Money On Food

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We all pass through phases in life where money is tight. Luckily for us, there are particular expenses that we can quickly do away with, for example cable television, gym memberships, and eating out at restaurants. Despite this, there are other costs that we simply can’t avoid. Rent, debt repayments and school tuition are just…

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January 26, 2018 Comments Closed

Leading Ways To Save Money And Improve Your Life

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Nowadays, saving money is a goal that everybody wants to accomplish, yet generally it can be a complex task for lots of individuals. Mortgage repayments, bills, groceries, and everyday essentials build up rapidly, leaving most households with little to no savings. Managing to save money and improve your life appears to be a paradox, as…

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January 12, 2018 Comments Closed

Ways to Repair Your Credit Rating After Bankruptcy?

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Congratulations! You’ve successfully fulfilled your 3 year period of bankruptcy and have been discharged, so what now? You’ve clearly taken the appropriate measures to deal with your financial troubles by filing for bankruptcy, and all your debts are well behind you now. Bear in mind though, there’s still a considerable amount of work required to…

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January 5, 2018 Comments Closed

4 Money Saving Tips This Christmas

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Christmas can be a wonderful time of year. Spending quality time with your extended family, going on holidays, giving gifts to loved ones, and certainly the acclaimed Christmas dinner! It’s unquestionably a time for giving, and with this comes costs. It’s very easy to go overboard with family holidays, presents, and heavenly foods; to let…

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October 1, 2017 Comments Closed

Everything you need to know about Bankruptcy Notices

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If you have been given a bankruptcy notice or court order you must act quickly to avoid future distress. Owing somebody money referred to here as a creditor, can be any person or company to whom you owe money. If you’re unfit to pay money to a creditor, the creditor will get in touch with…

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September 17, 2017 Comments Closed

Australia’s Household Debt Crisis Looms

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Today in the news, former economics advisor John Adams revealed that Australia is too late to prevent an ‘economic apocalypse’ even after his continual warnings to the political elites in Canberra. He proceeded to implore the Reserve Bank to raise interest rates to stop household debt getting further out of control. This bubble is very…

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September 12, 2017 Comments Closed

ATO Debts Getting Out of Hand? Warning to all ABN holders, your ATO Debts may now shatter your credit rating. Beware of ATO Bankruptcy!

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There is bad news for business owners who have an ATO debt as of 1 July 2017. Small businesses should be careful of ATO Bankruptcy since the ATO may expose information of your tax debts to credit reporting agencies such as Veda Advantage and Dun & Bradstreet. This will make it much more challenging for…

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August 8, 2017 Comments Closed

What Remains on Your Credit Report And For How Long?

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A credit report is an in-depth document that records your history with creditors and has a notable effect on your future financial capabilities. Possessing a ‘good’ credit report is conventional provided that you pay your bills and debt repayments in a timely manner. Having said that, overlooking a repayment on a bill or debt repayment…

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